Did you know that 35% of your credit scoreis from your payment history? Hi everyone, I’m Christa McCourt with United Realty Group.

Secret #1Pay your bills on time! Secret #2 only use 30% of the capacity of your card.

For example,if you have a credit limit of $3,000 you should only use up to $1,000 of and keep $2,000that is unused.

Secret # 3 is that 10% Of your credit score is based on Inquiries andpast applications.

So let’s add those three up- that makes 75% of your total credit scoreis based upon these three things.

Pay your bills on time, keep cards at 30% capacityand don’t have too many inquiries.

These tips alone will help to dramatically maximizeyour credit score.

I’m Christa McCourt with United Realty Group.

Please share this video if you thinkit can benefit anyone else.

Have a great day!.