– Here are seven tips to help you maximize your credit score.

Hey, everyone, this is KristiMilligan with Coldwell Banker.

Number one, and definitelyone of the most important, is to always pay your bills on time.

Number two, keep yourcredit card balances low.

Number three, get rid of debt faster.

If they give you twoyears to pay off your car, try and pay it off sooner.

Number four, do not closeany current accounts or open any new ones.

Number five, get a free credit report from annualcreditreport.

Com, review it, and dispute any errors.

Number six, be sure to studyand know your FICO score.

And number seven, keep your debt-to-creditratio less than 30%.

All of these combined are sure to help improveyour credit score.

Thanks for watching, everyone.

This is Kristi Milliganwith Coldwell Banker, your realtor for life.

Make it a great day.